Terms of Service

Terms of Service

Effective Date: July 3rd 2024

Welcome to LearnFinance, a WhatsApp-based learning platform focused on providing finance education. By using our services, you agree to comply with and be bound by the following terms and conditions.

1. Acceptance of Terms By accessing and using LearnFinance, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Services Provided LearnFinance offers educational content related to finance through WhatsApp messages, including text, voice messages, articles, newsletters, and videos.

3. User Accounts To use our services, you may need to create an account and provide certain personal information. You agree to provide accurate and complete information and to keep this information up to date.

4. Privacy Policy Our Privacy Policy explains how we collect, use, and protect your personal information. By using our services, you consent to our collection and use of your data as outlined in the Privacy Policy.

5. Use of Services

• You agree to use LearnFinance only for lawful purposes.
• You must not use our services to send unsolicited messages (spam).
• You must not use our services to distribute harmful or offensive content.

6. Content

• User Content: Users may submit questions and responses. You grant LearnFinance a non-exclusive, royalty-free, worldwide license to use, reproduce, and distribute your content in connection with our services.
• LearnFinance Content: All content provided by LearnFinance is for educational purposes only and does not constitute financial advice.

7. Intellectual Property All intellectual property rights in our services and content are owned by LearnFinance or our licensors. You may not use, copy, or distribute any content without our permission.

8. Subscription and Credit System

• Subscription Plans: LearnFinance offers various subscription plans that provide access to different levels of content and features. Details of the subscription plans and fees are available on our website. By subscribing, you agree to pay the fees as specified.
• Credit System: In addition to subscriptions, LearnFinance uses a credit system where users can purchase credits to access specific content or features. Credits are non-refundable and must be used within their validity period.
• Payment: Payments for subscriptions and credits can be made using the methods provided on our website. All payments are processed securely.

9. Cancellation and Refunds

• Subscriptions: You may cancel your subscription at any time. Upon cancellation, you will continue to have access to the service until the end of your billing period. Refunds are not provided for partial periods.
• Credits: Purchased credits are non-refundable and non-transferable.

10. Communication and Consent

• Emails: By subscribing to LearnFinance, you consent to receive emails from us regarding our AI blog, newsletters, and other updates. You can opt-out of these communications at any time by following the unsubscribe instructions provided in the emails.
• WhatsApp Messages: By providing your WhatsApp number, you consent to receive messages from LearnFinance through WhatsApp. These messages may include educational content, updates, and promotional information. You can opt-out of WhatsApp communications by contacting our support team.

11. Disclaimer of Warranties LearnFinance provides services on an "as is" and "as available" basis. We make no warranties, express or implied, about the accuracy or reliability of the content provided.

12. Limitation of Liability To the extent permitted by law, LearnFinance will not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

13. Changes to Terms We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting on our website. Your continued use of our services constitutes acceptance of the new terms.

14. Governing Law These Terms of Service are governed by and construed in accordance with the laws of [Your Country/State]. Any disputes arising from these terms shall be resolved in the courts of [Your Country/State].

15. Company Information LearnFinance is a registered company in the UK with company number 15815361.

16. Contact Us If you have any questions or concerns about these Terms of Service, please contact us at support@learnfinance.app.

By using LearnFinance, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.